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The Living Without Series

This is a series of posts that I wrote back in 2006 on living with less stuff. Check them out: liv011Living #2liv031liv04

Coal Creek Farm on Facebook

The Chicken Doctor

April

The Architect

Clay

Living on the Cheap

It has been FOREVER since I’ve mentioned anything about our debt reduction diet via DAMN RAMSEY!! I guess we get used to doing things a certain way and then it just seems normal.

Confession Time

There is one area that we are really bad at saving money.  Any guesses?  Food.  We are still terrible about going out to eat every Sunday.  We usually go to a places that costs us $20-25 to feed all six of us and we’re socializing at the same time, but still we could be saving that money for something else.

We paid off our van this year.  We paid a huge chunk all at once and then we sucked wind for several months, so that wasn’t very fun, but I’m glad the debt is gone.  And the van is dented on every side. I backed it into a tree last week and Clay backed it into his truck this week.  Poor van, it looks terrible, but it’s paid for, so who cares! We will drive it until it dies, which might be sooner than we hope if we keep abusing it.

We haven’t had an increase in our income for over two years.  I’m sure there are a lot of you nodding your head acknowledging the same circumstance.  It sucks, so we try not to think about it.

Our monthly expenses have gone up almost $400 mostly due to insurance and children.  Ouch.

By the grace of God, we are doing okay. We’re not taking vacations or fixing things that need repaired (the van, the porch, the barn, the dining room lights, my drooping eyelids, blah, blah, blah) and life just keeps going.  We’re really okay and I’m very thankful for that.

Things we really save on are clothing and entertainment.  We rarely get new clothes or shoes. I mean the kids have to be in dire need in order for me to go get them something new.  As for entertainment we stick to movies at Redbox and going to the kids’ sporting events and by sporting events I mean basketball. That’s about it.  Again, I don’t feel like we’re missing out on anything, we’re far too busy to even think about anything else.  Well, okay right now I’m thinking how nice it would be to go somewhere warm….but then I’d have to pack and do laundry…never mind, I’ll just stay home.

Saving money is a lot of work.  Getting out of debt is exhausting and at times very boring.  But, the peace of mind that if gives you is so worth it.

Money Saving Site

Last year I bought 2 yards of fabric on the clearance table to re-do some chairs I found in a dumpster.  I ended up using a different fabric for the chairs.  So, I decided I wanted to make curtains out of the fabric, but 2 yard was not enough fabric to cover the three windows that need curtains.  Unfortunately, the fabric store didn’t have anymore of the fabric.  DANG!  So, I searched online and finally found a site that had my exact fabric and it was CHEAP!!  So, if you have some older fabric and you know the manufacturer and the name of the print try finding it at Fabric Guru.  I was amazed at their prices.  My fabric came yesterday and I’m so excited to get started on my curtains.  I’ll show you pictures and tell you how much I spent when I’m done….hahahaha, oh I love how I make it sound like I’m just going to whip out those curtains any second now.

Okay, that’s it from me.  I’d love for you to share any great money saving tips or deals you’ve had lately.  I think hearing how other people are surviving is just what we all need to keep ourselves motivated to save more and spend less.

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