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The Living Without Series

This is a series of posts that I wrote back in 2006 on living with less stuff. Check them out: liv011Living #2liv031liv04

Coal Creek Farm on Facebook

The Chicken Doctor


The Architect


I Used My Credit Card

I guess it’s time to talk money again, isn’t it?

First, I have to admit that for the last couple of months we haven’t been the most organized with our budget.  We’re not on a spending frenzy, but we were thrown so many curve balls that we didn’t keep to our envelopes and were playing catch up in a lot of different budget areas.  Also, I used my credit card!!!!  Dear God, it made me have prickly heat.  Let me explain, because after over a year without using my credit card I feel an explanation is due.  This is when bullet pointing seems most appropriate;

  • Clay was out of town
  • Clay had our debit card
  • My debit card doesn’t work and I can’t seem to get the bank to make it work, so I gave up
  • Seth had his first baseball game and needed black socks and grey belted baseball pants
  • Seth didn’t have any black socks or grey belted baseball pants
  • I discovered he needed these two items forty-five minutes before his game started
  • I ran to the store
  • I didn’t have any cash because the envelope system was being ignored
  • The store didn’t take checks  THEY DIDN’T TAKE CHECKS!
  • It took me a while to remember I was in possession of our one and only credit card that hasn’t been used in over a year
  • I used the credit card to pay for the black socks and grey belted baseball pants
  • I gave myself an anxiety attack and topped it off with a nice case of prickly heat that made my underarms itch like fifty-eight mosquitoes had lunched on my deodorized pits.
  • The End

Okay, so now that the saga is over, we need to wake up and get organized, AGAIN!  If I’m going to encourage any of you with this post it’s by saying that it’s okay to slip and fall down, but you have to recover quickly no matter how bad it hurts.  Limping is okay, but you still have to try to run.  Can you tell I have a kid in track right now?  Here’s some more:  Get back on the track and finish the race.  It’s okay if you don’t come in first as long as you are trying your hardest.  Okay, I’ll stop now.

April, why do you still have a credit card if you’re all Damn Ramsey this and Damn Ramsey that?

Good question, thanks for asking.  Let me explain.

Clay does all his own purchasing of software for his firm and then his company reimburses him.  The firm also reimburses him for all his other business expenses.  We have not used the credit card for any of the ordinary business expenses like meals and travel, but the software purchases are pricey.  Right now we can’t fit them in our monthly budget and then wait thirty days to be compensated for the expense.  Are you following?  Now, this doesn’t happen all the time, which is why I had the credit card and I’m thanking the Good Lord that I did on this rare occasion.  But, it was a wake up call to get ourselves focused again and head for the finish line…to finish the race….and…and..I can’t think of another track analogy.

April, are you going to use your credit card again?

Another excellent question.  And no, your not being  judgemental or nosey.  These are questions that need answers today, right now and ASAP!

No.  I don’t plan to and I hope I don’t.  Prickly armpits are not comfortable and scratching them in public makes me look like a six foot tall ape woman.  Now, let’s all go back and look at those cute kitty pictures and forget this whole credit card incident ever happened.

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