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The Living Without Series

This is a series of posts that I wrote back in 2006 on living with less stuff. Check them out: liv011Living #2liv031liv04

Coal Creek Farm on Facebook

The Chicken Doctor


The Architect


Dave Ramsey Envelope System Giveaway!!!

***Times UP Kiddos***
I’ll announce the winner sometime tomorrow.

Last night was our last Damn Ramsey class. Every Sunday night for the last 13 weeks we’ve gone to a class where we watched a DVD of Dave Ramsey talking on a stage in front of an audience. He’s very entertaining and I have to say, he’s also a very large corn ball. Clay and I made fun of him quite a bit, but he’s got a very good way of getting a point across and he’s entertaining in a corn ball sort of way.

I would highly recommend taking the class, but if you don’t have $100 to spend on a class then go check out his books at the library and get started on you’re debt corn ball…oh, wait, that’s supposed to be debt snowball.

“But April, it’s Christmas! I can’t start paying off my debt right now!”


“Because I neeeeeeeed to use my credit card to pay for all those gifts!”

Says who? Jesus?

This is the best time to start. Right now. Stop spending money that you don’t have. Be creative with your giving this year. Be honest with those that you love and tell them you are broke and you don’t want to be broke anymore. Just say Merry Christmas, I love you, here’s some cookies. It’s really not that painful. Okay, I know pride is painful. Poke that pride in the pooper!

To help you get started I’m going to give away one of the Financial Peace Deluxe Envelope Systems.

Look, it has slots for DEBIT cards not CREDIT cards.
And here’s those lucious, creamy colored envelopes. I know you want them.
Ooooooh, I wish I had this. I love the pen and notepad. I’m forever making lists on scraps of napkins or the back of my hand. How nice would it be to have a little pad built right into my envelope holder? Very nice, very very nice.
Yummy brown leather-ish will carry around all your cash. You know, cash, that paper stuff we used to use before plastic money was created?

“Oh, April! I neeeeeeed it! I want it! I will start using it the second I get it! How do I enter your give away?”

Glad you asked oh desperate one.

Here’s what to do:

1. Leave a comment.

That’s it. Now let’s go over the rules:

1. One entry per household.
2. Giveaway ends December 9th at midnight CST.


If you win this little thing and you become debt free using this, I want you to buy another one and give it to somebody who could use some financial guidance. M-kay?

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